Frequently Asked Questions

Insurance provides financial protection against unexpected events, helping individuals and businesses avoid significant financial burdens resulting from accidents, illnesses, or property damage.

Various types of insurance include health insurance, life insurance, auto insurance, homeowners/renters insurance, disability insurance, business insurance, and travel insurance, among others.

Insurance premiums are influenced by factors like age, health, coverage amount, and risk factors. A higher coverage amount or riskier circumstances may result in higher premiums.

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket before your insurance kicks in. Choosing a higher deductible often leads to lower premiums.

Yes, insurance is important at all stages of life. It provides protection against unexpected events and can offer financial security for future uncertainties.

To file a claim, contact your insurance provider, provide necessary documentation, and follow their instructions. The claims process varies by the type of insurance and the nature of the incident. You can contact our claims department on our contact page and someone will get back to you within 48 hours.

Yes, it's common to have multiple policies to cover different aspects of life, such as health, property, life insurance, and others.

Health insurance provides financial protection against the high costs of medical care, ensuring you have access to necessary healthcare services without facing substantial expenses.

Personal P&C Insurance covers individuals and their personal assets, while commercial P&C insurance is designed for businesses and their property and liability needs.

Life insurance provides financial protection for your loved ones in the event of your death. It can cover funeral expenses, replacement lost income, and help pay off debts.